Insurance fraud is not a crime without a victim. If you are not careful enough, you can easily fall into the trap of fraud. To make sure you are on time, a private investigator is the first port to determine if there has been any fraud in your insurance company. Private Investigator Switzerland covers a range of insurance fraud cases, from health fraud to disability, and even fake deaths, and fake car accidents. Our experts are trained to look for control signs of fraud: they can review requests, and medical and hospital records, conduct interviews, review statements, and documents, as well as conduct on-site inspections.
Although establishing false claims is usually the primary purpose of initiating an investigation, we understand that this is not always the intention of the insurance regulator. This is especially true in the case of new requirements. Adjusters often simply require well-conducted initial investigations at a reasonable cost to determine the validity of the request. The result of such preliminary investigations may determine whether a new claim requires a full investigation into insurance fraud or not.
The initial investigation will involve our specialized agent taking into account all the necessary details and instructions regarding the request, such as the original statement of the prosecutor. He will then present you with all the possible investigation options you have, and after you choose, he will conduct an investigation. This usually involves a combination of intelligence and surveillance work.
It is up to you to prove that you have suffered loss and damage covered by the terms and conditions of your policy. This includes establishing that the loss and damage occurred in circumstances consistent with other known and corroborated evidence and that your version of events is credible. Since it is in your best interest to submit as much insurance information as possible to support your version of events, provided your claim is true.
If your request is not authentic, withdraw it immediately. Claiming insurance rights in the circumstances in which the claim was invented and if you want to ensure a monetary benefit from the insurer can lead to serious consequences while committing fraud.
Fraud is a serious allegation, and the evidentiary task is on the insurer to prove the allegation. In order to establish fraud, an insurer needs to prove that you are more likely to have intended to defraud the insurer or have acted with reckless indifference as to whether the insurer has been deceived or not. If the insurer detects fraud, it may reject your insurance claim and revoke your policy. That means you no longer have insurance. In serious cases, the matter can be referred to the police for investigation and they may charge you with a crime.
The results of preliminary research can confirm whether a new request requires additional search required in insurance or not. A Swiss private investigator can help you with the following:
Long-term and short-term disability investigation
Investigation of asset claims in the event of an accident
Investigations based on bodily injuries
Interviews and findings of the applicant
Neighborhood inquiries
Interview and witness statements
Subrogation and recovery
Emergency and disaster response
We are committed to ensuring that all our agents undertake accurate procedures and investigations within the relevant legal parameters. This means that you can trust that our insurance investigation will be complete, truthful, and legally acceptable in court if necessary.
We nurture a tradition that our investigators possess the experience and expertise necessary to assist users of our services and potential litigants in identifying and minimizing losses caused by falsification claims.
Book a free consultation with one of our Corporate Investigation Services experts today.
We are here to help you!
Private Investigator Switzerland
Schaffhauserstrasse 550., Postfach,
CH-8050 Zürich
Switzerland